Who typically pays for preventive care services?

The correct answer highlights that insurance policies often cover preventive care services without cost sharing. This means that individuals with health insurance typically do not have to pay out-of-pocket expenses, like deductibles or copayments, for these types of services. Preventive care is designed to help detect health issues early and includes services like vaccinations, screenings, and annual check-ups. By covering these services without cost sharing, insurance plans encourage individuals to seek out care that can lead to better health outcomes and potentially reduce long-term healthcare costs. This policy aligns with health initiatives aimed at promoting wellness and preventative measures across the population.

In contrast, other options present different scenarios that are not generally applicable to the most common practices regarding preventive care coverage.